Referral Policy

Last Updated: December 15, 2025

1. Overview

Our referral system is designed to reward users for building and maintaining a successful network marketing business. This policy outlines the rules, commission structure, and guidelines for participation in our referral program.

2. Commission Structure

Commissions are calculated based on the following structure:

• Level 1 (Direct Referrals): 10% commission on all activities
• Level 2 (Indirect Referrals): 5% commission on all activities
• Level 3 (Third Level): 2.5% commission on all activities
• Level 4 (Fourth Level): 1% commission on all activities
• Level 5 (Fifth Level): 0.5% commission on all activities

Commission rates may be adjusted with 30 days notice. All commissions are calculated automatically and credited to your wallet within 24 hours of the qualifying activity.

3. Qualifying Activities

The following activities generate commissions:

• New user registrations through your referral link
• Successful completion of user verification
• Active participation in the platform (monthly activity requirements)
• Referral of other active users to the platform
• Participation in special promotional activities

4. Referral Link Usage

Your referral link is unique to your account and should be used responsibly:

• Share your link only with people you know and trust
• Do not spam or send unsolicited messages
• Respect others' privacy and communication preferences
• Use only approved marketing materials provided by SIP BIZ
• Do not create fake accounts or engage in fraudulent activities

5. Prohibited Practices

The following practices are strictly prohibited and will result in immediate account termination:

• Creating fake accounts or using false information
• Spamming or sending unsolicited communications
• Using automated systems to generate referrals
• Manipulating the referral system in any way
• Violating any applicable laws or regulations
• Engaging in deceptive or misleading practices

6. Payment Terms

Commission payments are subject to the following terms:

• Minimum withdrawal amount: ₹50
• Withdrawal processing time: 1-3 business days
• All payments are subject to applicable taxes
• Commissions may be held for verification purposes
• Fraudulent activities will result in forfeiture of all earnings

7. Account Requirements

To maintain eligibility for commissions, your account must:

• Be in good standing with no violations
• Have completed identity verification
• Maintain minimum activity requirements
• Comply with all platform terms and conditions
• Provide accurate and up-to-date information

8. Dispute Resolution

If you have questions or disputes regarding your commissions, please contact our support team. We will investigate all claims and provide a resolution within 5 business days. All decisions regarding commission disputes are final.

9. Changes to Policy

We reserve the right to modify this referral policy at any time. Changes will be communicated to all users via email and through our platform. Continued participation in the referral program constitutes acceptance of any changes.

10. Compliance

All users must comply with applicable laws and regulations in their jurisdiction. This includes but is not limited to MLM regulations, anti-spam laws, and consumer protection laws. We reserve the right to suspend or terminate accounts that violate these requirements.

11. Success Tips

To maximize your success with our referral system:

• Focus on building genuine relationships
• Provide value to your network
• Use our training resources and support materials
• Stay active and engaged with the platform
• Follow best practices for network marketing

12. Contact Information

For questions about this referral policy, please contact us: